Beginning with this post, we will provide you a series of useful information about mainstream benefit plans. Your editor spent many years in the benefits field designing, administering, funding and communicating plans to 1000’s of employees. The goals of this series are (1) to explain the basics so you take full advantage of your plans while saving out-of-pocket costs; (2) to provide insights into intelligent designs and their roles; (3) to help you to understand why myths are prevalent and how you should view “fantasy” plans; (4) to paint the “big picture” from your company viewpoint. NEXT TIME: MEDICAL PLANS– PART 1. We’ll talk terms, best use of, and ways to save. You should come away with a better understanding of plan design and how you can work that design to your best advantage.

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